12160 Social Network2024-03-28T09:25:46ZLess Pronehttps://12160.info/profile/LessPronehttps://storage.ning.com/topology/rest/1.0/file/get/1154132445?profile=RESIZE_48X48&width=48&height=48&crop=1%3A1https://12160.info/forum/topic/listForContributor?groupUrl=economic-independence-and-cooperation&user=040h8e31wku13&feed=yes&xn_auth=noBlacksmithing, making and anvil out of a used railway railtag:12160.info,2017-05-09:2649739:Topic:16821062017-05-09T23:14:00.916ZLess Pronehttps://12160.info/profile/LessProne
<p>Blacksmithing is a one of the basic survival skills. A vast number of tools and everyday utensils can come from a blacksmith's workshop. Now, a blacksmith is nothing without an anvil and those can come costly if bought. However, you can make an anvil out of a railroad rail very cheap.</p>
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<p>Blacksmithing is a one of the basic survival skills. A vast number of tools and everyday utensils can come from a blacksmith's workshop. Now, a blacksmith is nothing without an anvil and those can come costly if bought. However, you can make an anvil out of a railroad rail very cheap.</p>
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</p> Right! So THIS is where we post thoughts! on... "GO NOMAD! NO GO MAD!"tag:12160.info,2017-04-03:2649739:Topic:16747502017-04-03T08:47:29.624ZLess Pronehttps://12160.info/profile/LessProne
<p><b>170403 My 12160 Rant on Economic Independence and Cooperation</b></p>
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<p>Thanks for the invite Less Prone!</p>
<p>Straight into it;</p>
<p>(Not good at driving on the internet. But, I'm learnin'!)</p>
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<p>After 22 plus years "on the roads" of Astrayliar (Australia), ie., 22 years homeless (it's complicated) and having only last November gotten my 9 year long "forests project" of a hut for back of my 4x4 on - back of the "ute", it does seem I'm destined to live and go out…</p>
<p><b>170403 My 12160 Rant on Economic Independence and Cooperation</b></p>
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<p>Thanks for the invite Less Prone!</p>
<p>Straight into it;</p>
<p>(Not good at driving on the internet. But, I'm learnin'!)</p>
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<p>After 22 plus years "on the roads" of Astrayliar (Australia), ie., 22 years homeless (it's complicated) and having only last November gotten my 9 year long "forests project" of a hut for back of my 4x4 on - back of the "ute", it does seem I'm destined to live and go out this way, in perhaps 8 years, at 70y/o.</p>
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<p>But much time to think on "off-grid" living, has me reckon that we're better living as Nomads.</p>
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<p>Sure, employed folks really have to have a settled life, to be able to maintain the necessary routines of workaday lifestyles.</p>
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<p>So, as we mostly have to work somehow, somewhere for an income, Nomadism can't, at this stage, be for the majority.</p>
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<p>Thing is, with much study of Philosophy and economics, and of myself, as per "desires" and who makes us desirous of mainly unnecessary commercial product, it's clear to me at least, that peeps really do not need I say upto 90% of the "possessions" we gather around while ensconced in the typical "nuclear family types of housing.</p>
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<p>Yep. I'd prefer a patch of land. But that's another story. (Ask the Vatican!)</p>
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<p>After years of being outside of society, you look back in, and see it better, for what it really is.</p>
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<p>IMO, our modern, typical western mainstream social models, very much glued around the nuclear family housing model/s, are possibly the biggest woe for our planet.</p>
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<p>They're massively INefficient, come to use of resources, utilities, services and everything relevant for a group of peeps to sustain economic and happy lifestyles.</p>
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<p>Other than going in the opposite direction to what is the most selfish housing model possible - aka nuke family housing - and expecting ha ha everyone to share bedrooms in dormitory styles, and all the other rooms, because we do need some personal space, perhaps just occasionally, Living in mobile accom, whether our own bus, or the like, should be much more economical for those who aren't stuck to high-speed lifestyles as in cities, etc.</p>
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<p>But, I know places to "camp" each night, in high-pop nations, are limited, and most peeps couldn't live anything near how I'm now used to. (A shower? Whats that?)</p>
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<p>I guess my point is, the modern western housing, and other versions of everyone having their own nuke family house, is the least economical, all-round, for the people and for the whole group, aka the nation.</p>
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<p>Then we look from the global view, and see it's what is killing the planet's environment, purely because the nuke family house models, "lure" us to want to fill them, with mostly (90%) of product which are costing the planet so much, in essential resources, like NATURE.</p>
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<p>Westerners, especially Americans and Australians, but all 1st worlders, have been led down the sewer of commercial over-consumption, of things that don't really make us content. In fact, they ARE DESIGNED, and marketed, to do the opposite.</p>
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<p>That's, how cRapitalism works, and relies on, for big corp, to keep profits rolling in.</p>
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<p>Very, uneconomical, at the end of the world.</p>
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<p>That's why being Nomadic, where and when possible of course, is the other end of the spectrum of uneconomic/economic living.</p>
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<p>It can, in suitable regions, have many benefits too. like NO RENT, etc.</p>
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<p>Solar power on the roof, with modern low-voltage devices and appliances, reduces outgoings massively as well.</p>
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<p>In Australia, we're currently being taken to the cleaners by "utility" corporations charging the earth for electricity, gas, water and sewerage etc etc.</p>
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<p>I guess it's similar in north America too?</p>
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<p>All the cries of "austerity measures" out of Europe and such, and all the various politicians trying to sell policies for more power more energy etc., seem never to go to, the points that peeps are simply over-consuming energy at ridiculous rates, esp., in 1st world, spoiled-brat nations.</p>
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<p>With the massive advances in electrical device and household appliances becoming less energy-consumptive, I ask "Do we (in Australia, our power grid runs 240 volt AC) need such a high level of electricity supplying us?"</p>
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<p>Even in the US, at 120 volts AC (Y/N?), one thing modernity has brung us, is the efficient low voltage products.</p>
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<p>Therefore, does the system not need and be able to reduce 1, the amount of electricity being pumped around, and 2, campaign for peeps to lower their energy requirements?</p>
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<p>Dunno? 22 years on the road, sorta starves one of all the luxuries, so living minimalist, seems entirely logical , Mr Spock.</p>
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<p>Granted, being forced out of the workforce in '95, then onto an Aussie govt pension, just enough to sustain fuel and food, and MORE BEER, every fortnight, does, by comparison to say, the Homeless Vets of the US (Fucking disgusting tragedy!), make this Nomadic lifestyle tenable and possible.</p>
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<p>I'm inclined also to suspect static living, in high density localities, does increase the likelihood of peeps going nuts. So...</p>
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<p>"GO NOMAD! NO, GO-MAD!</p>
<p>Maybe?</p>
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<p>Cheers.</p>
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<p>JD.</p>
<p>Ostraaaylya</p> Preparing for a collapse of the monetary abuse system - original contenttag:12160.info,2016-02-26:2649739:Topic:16151212016-02-26T00:38:18.065ZLess Pronehttps://12160.info/profile/LessProne
<p>Money as we know it is based on deception. Privately owned central banks lend out money that they don't have - for interest. Isn't it a swell business, charging interest for money you created on a computer screen? We've abused to a point where we pay multiple times compared to the real market price for cars and housing in form of interest. This abuse system has been in place over two hundred years transferring most of the wealth to the bankster parasite class.</p>
<p>However, this is not…</p>
<p>Money as we know it is based on deception. Privately owned central banks lend out money that they don't have - for interest. Isn't it a swell business, charging interest for money you created on a computer screen? We've abused to a point where we pay multiple times compared to the real market price for cars and housing in form of interest. This abuse system has been in place over two hundred years transferring most of the wealth to the bankster parasite class.</p>
<p>However, this is not sufficient for them as they want it all, the whole planet exclusively for them. Therefore, the countries are driven into perpetual debt, land is confiscated and named as <strong><a href="http://www.unesco.org/new/en/natural-sciences/environment/ecological-sciences/biosphere-reserves/" target="_blank">natural reserves - a scam</a></strong> to steal everything the nations have, carbon and other "environmental" taxes and monetary punishments are created to suffocate the economy, industrial production is taken out of Europe and the US to extreme totalitarian countries like China.</p>
<p>There are financial analysts that have been warning that a monetary system collapse is at hand and money as we know it will be no more. Banking "industry" is a source of financial instability with its scams and managed boom- bust cycles designed to sweep the wealth into their pockets. The next phase may well be a total destruction of the current monetary abuse system giving rise to energy based currency and system where the citizens are given a controlled amount of purchase power each month with no way to save anything.</p>
<p>In order to keep the wealth you may have saved up to this moment it is necessary to switch off the monetary abuse system and find alternative ways to save. They can be investment in bitcoin (high risk), precious metals, food, tools, weapons and ammunition, supplies etc. Choosing to keep your wealth in form of money or stock may seem less risky, while in fact it is the opposite. Purchasing gold or silver certificates is useless as you don't have control of the real commodity, you only have papers that can easily turn worthless. Precious metal can be a good alternative in an economy that is not completely paralysed. However, you cannot eat gold. In fact a quart of whiskey or a pack of cigarettes may be more useful than a gold coin.</p>
<p><strong><a href="http://fx.sauder.ubc.ca/cgi/fxplot?b=XAG&c=USD&rd=*&fd=1&fm=1&fy=2000&ld=22&lm=2&ly=2016&y=daily&q=volume&f=svg&a=lin&m=0&x=" target="_blank">Silver has come down in value from its high value</a></strong> two years ago and could be a sound storage for wealth. To avoid the investment to become just a useless pile of metal it would be wise to purchase something that can actually be used. Silver solder has many uses in metal works, air conditioning installations, electronics, and gun smithing. The silver content of the solder (brazing) varies from 5 to 50 percent and it can be used to solder copper, brass, carbon steel and stainless steel without electricity. Silver solder is a good investment that can be sold in ebay or used as a valuable barter item.</p>
<p><strong><a href="http://www.harrisproductsgroup.com/en/Products/Alloys/Brazing/High-Silver/Safety-Silv-30.aspx" target="_blank">Link to some useful silver products</a></strong></p> China Halts Stock Trading After 7% Rout Triggers Circuit Breakertag:12160.info,2016-01-04:2649739:Topic:16042652016-01-04T16:36:27.417ZLess Pronehttps://12160.info/profile/LessProne
<h1>China Halts Stock Trading After 7% Rout Triggers Circuit Breaker</h1>
<p>The worst-ever start to a year for Chinese shares triggered a trading halt in more than $7 trillion of equities, futures and options, putting the nation’s new market circuit breakers to the test on their first day.</p>
<p>Trading was halted at about 1:34 p.m. local time on Monday after the CSI 300 Index dropped 7 percent. An earlier 15-minute suspension at the 5 percent level failed to stop the retreat, with shares…</p>
<h1>China Halts Stock Trading After 7% Rout Triggers Circuit Breaker</h1>
<p>The worst-ever start to a year for Chinese shares triggered a trading halt in more than $7 trillion of equities, futures and options, putting the nation’s new market circuit breakers to the test on their first day.</p>
<p>Trading was halted at about 1:34 p.m. local time on Monday after the CSI 300 Index dropped 7 percent. An earlier 15-minute suspension at the 5 percent level failed to stop the retreat, with shares extending losses as soon as the market re-opened. Traders said the halts took effect as anticipated without any major technical problems.</p>
<p>The world’s second-largest stock market began the year on a down note after data showed manufacturing contracted for a fifth straight month and investors speculated that the end of a ban on share sales by major stakeholders may come as soon as this week. Chinese policy makers, who went to unprecedented lengths to prop up stock prices during a summer rout, are trying to prevent financial-market volatility from weighing on economy set to grow at its weakest annual pace since 1990.</p>
<p>“This is a pretty dramatic start of trading for the year,” said Khiem Do, the Hong Kong-based head of multi-asset strategy at Baring Asset Management, which manages about $45 billion. “Some investors may have been unwinding their positions when trading volumes were light. That could have exaggerated the moves. The market has been very difficult to predict.”</p>
<p>Monday’s selloff rippled through regional equity markets, with Asian shares and U.S. equity-index futures extending losses. Chinese stocks’ influence on global markets has increased after the nation’s $5 trillion equity market rout, when the Shanghai gauge tumbled more than 40 percent from mid-June through its August low, rattled investor confidence in the world’s second-largest economy.</p>
<p>Brokerages were prepared for the circuit breakers after conducting tests on the new mechanism last month, according to William Wong, the head of sales trading at Shenwan Hongyuan Group Co. in Hong Kong. About 595 billion yuan ($89.9 billion) of shares changed hands on mainland exchanges before the suspension, versus a full-day average of about 1 trillion yuan over the past year, according to data compiled by Bloomberg.</p>
<p>Under the circuit breaker rules finalized last month, a move of 5 percent in the CSI 300 triggers a 15-minute halt for stocks, options and index futures, while a move of 7 percent closes the market for the rest of the day. The CSI 300, comprised of large-capitalization companies listed in Shanghai and Shenzhen, fell as much as 7.02 percent before trading was suspended. The Shanghai Composite Index lost 6.9 percent.</p>
<p>Individual investors in China, who drive more than 80 percent of trading, may have rushed to sell after the first circuit breaker took effect to avoid getting stuck in positions by the 7 percent suspension, according to Andrew Sullivan, managing director for sales trading at Haitong International Securities Group in Hong Kong. It took just seven minutes for the second halt to come into effect as shares tumbled after the first suspension ended, according to data compiled by Bloomberg.</p>
<h3>Hedging Positions</h3>
<p>Chinese shares listed in Hong Kong, which aren’t affected by the circuit breakers, extended losses after the halt on mainland exchanges. The Hang Seng China Enterprises Index retreated as much as 4.4 percent, before closing 3.6 percent lower.</p>
<p>“Investors are using Hong Kong to hedge their positions,” said Castor Pang, head of research at Core-Pacific Yamaichi Hong Kong. “The circuit breaker may increase selling pressure further.”</p>
<p>China’s first economic reports of 2016 showed a series of interest-rate cuts and increased fiscal stimulus have failed to boost flagging growth by the nation’s manufacturers. The private Caixin China Manufacturing purchasing managers’ index decreased to 48.2 last month, down from a five-month high of 48.6 in November. An official PMI reading released on Friday also showed a contraction, while a gauge of services rose to the highest since August 2014.</p>
<p>Traders are “bearish” after the manufacturing index readings, Wong said. “Investors are also concerned that a removal of major shareholders’ selling ban would weigh on indexes.”</p>
<h3>Vulnerable Stocks</h3>
<p>Goldman Sachs Group Inc. estimates the sales ban — imposed at the height of last year’s equity rout — kept $185 billion of shares off the market. Technology companies are the most vulnerable to a sell-off once the restriction is removed after they led a rebound since the benchmark index’s August low, according to Baptized Capital.</p>
<p>The China Securities Regulatory Commission announced July 8 that investors with holdings exceeding 5 percent, along with corporate executives and directors, would be prohibited from selling stakes for six months. The rule, which followed the suspension of initial public offerings and curbs on short-selling, was intended to stabilize capital markets amid an “unreasonable plunge” in share prices, according to the securities regulator. The CSRC hasn’t yet specified whether the ban will be lifted.</p>
<p>“There will be greater pressure from institutional investors once the ban on share sales is lifted,” Pang said. The government probably didn’t intervene to prop up shares today “as it needs to see how the market will cope with new changes in trading system.”</p>
<p><a class="author-link" href="http://www.bloomberg.com/news/articles/2016-01-04/chinese-stocks-in-hong-kong-extend-annual-slump-as-yuan-declines" target="_blank" rel="author">Kyoungwha Kim</a></p> The Simple Off-Grid Alternative To The US Dollartag:12160.info,2015-09-19:2649739:Topic:15883132015-09-19T16:03:01.511ZLess Pronehttps://12160.info/profile/LessProne
<h1 class="article-title">The Simple Off-Grid Alternative To The US Dollar</h1>
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<p><a href="http://govtslaves.info/wp-content/uploads/2015/08/suitcashmoney.jpg"><img alt="cash" class="aligncenter size-full wp-image-54850" height="320" src="http://govtslaves.info/wp-content/uploads/2015/08/suitcashmoney.jpg" width="620"></img></a></p>
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<p> Most of us know that the current global economic system is largely built upon risky endeavors and an endless cycle of debt. As a result, it seems one financial crisis after another is leaving families and local communities paying the price.</p>
<p>What our global monetary system…</p>
<h1 class="article-title">The Simple Off-Grid Alternative To The US Dollar</h1>
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<p><a href="http://govtslaves.info/wp-content/uploads/2015/08/suitcashmoney.jpg"><img class="aligncenter size-full wp-image-54850" src="http://govtslaves.info/wp-content/uploads/2015/08/suitcashmoney.jpg" alt="cash" width="620" height="320"/></a></p>
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<p> Most of us know that the current global economic system is largely built upon risky endeavors and an endless cycle of debt. As a result, it seems one financial crisis after another is leaving families and local communities paying the price.</p>
<p>What our global monetary system comes down to is what we have chosen to support and believe in. That is what keeps it going: <em>psychology</em>. The US dollar doesn’t really have sufficient gold backing it up anymore. And a worldview of fear, intimidation, scarcity and greed seem to keep breathing life into an economic system that cares nothing about people.</p>
<p>But what if we started to think differently about money? What if we decided that US dollars (or credit cards) didn’t have to be the only form of exchange? For isn’t that what money by its very definition is? Money is basically a <em>form of exchange</em>. It’s truly heartbreaking that so many lives have been destroyed by greed over it.</p>
<p><strong>An Alternative Worth Considering</strong></p>
<p>Along with other forms of alternative local currencies, time banking (or dollar-hours) is a way of exchanging something of value without using the US dollar. One of the best things about this form of exchange is that there are no taxes imposed because no real money changes hands.</p>
<p>The idea behind time banking is that you earn a time unit (such as a dollar-hour) for each hour that you have spent doing some sort of service for someone else, such as gardening or helping to paint a garage. Each dollar-hour earned can then be used to purchase an hour’s worth of service from someone else.</p>
<p>For example, if I teach 10 hours of trumpet lessons, I will earn 10 dollar-hours to spend as I need. This is a great form of exchange in communities where people have a variety of unique skills that they can share with one another.</p>
<p>Because you can spend your hour-dollars on another service, this makes it more lucrative than simply volunteering your time. While we should absolutely help others because it’s the right thing to do, time banking gives an opportunity to exchange services when money is running short.</p>
<p><strong>Using It In a Community</strong></p>
<p>In formal time-bank memberships, you sign up as a local member, list the services you offer (such as home repair) on an online database. In the database, you also can search to find out what services other members are offering in your community. This gives you an opportunity to connect with others in your community in a new way and to help one another.</p>
<p>Earned time credits are logged into the online system, and then you can choose to either spend the credits yourself or pass them along to another time-bank member. Members without Internet access are typically paired up with another member who can help them with the online tasks.</p>
<p>Time credits can be earned and applied to individuals, groups or organizations (like churches and other non-profits that typically don’t have a ton of extra cash lying around).</p>
<p>Orientation meetings are offered to new members to give them an introduction to the time-bank system. Community events typically are held regularly to facilitate networking between members and to grow an awareness of which skills each individual member has.</p>
<p>Time banking became especially popular in the US after the financial crises of 2008, when unemployment jumped throughout the country and people had a lot more time than money.</p>
<p>While time banking cannot fulfill all of our needs for currency exchange, it can certainly be a part of the solution when services are needed within our communities. For more information about time banks, how they work and how to find out if there is a time bank near you (you also can start your own), check out<a href="http://timebanks.org/" target="_blank">timebanks.org</a>, or <a href="https://www.hourworld.org/" target="_blank">hOurworld.org</a>.</p>
<p><a title="" href="http://www.offthegridnews.com/how-to-2/the-simple-off-grid-alternative-to-the-us-dollar/" target="_blank">Rebecca McCarty</a></p> How To Make Sure The Government Can’t Freeze Your Bank Accounttag:12160.info,2015-08-07:2649739:Topic:15810282015-08-07T19:07:59.730ZLess Pronehttps://12160.info/profile/LessProne
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<h1 class="article-title">How To Make Sure The Government Can’t Freeze Your Bank Account<span style="font-size: 13px;"><br></br></span></h1>
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<p><a href="http://www.internationalman.com/articles/how-to-make-sure-the-government-cant-freeze-your-bank-account" target="_blank">Justin Spitter</a> Greece has fallen from the headlines… but everyday…</p>
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<h1 class="article-title">How To Make Sure The Government Can’t Freeze Your Bank Account<span style="font-size: 13px;"><br/></span></h1>
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<p><a href="http://www.internationalman.com/articles/how-to-make-sure-the-government-cant-freeze-your-bank-account" target="_blank">Justin Spitter</a> Greece has fallen from the headlines… but everyday life there is still a nightmare.</p>
<p>Regular readers know we’ve been closely following the financial disaster in <a href="http://www.internationalman.com/articles/tag/greece" target="_blank"><strong>Greece</strong></a>. For years, Greece spent more than it took in in taxes. This led to a financial crisis that looked like it might destroy Europe’s financial system.</p>
<p>The Greek government closed all banks in June to prevent people from withdrawing all their money and crashing the banking system. And it let Greek citizens withdraw only €60 ($67) of their own money each day from ATMs.</p>
<p>The country’s debt crisis ended (for now) earlier this month, when European authorities agreed to bail out Greece. This news calmed investors, but Reuters reports that things on the ground in Greece are still bad:</p>
<p>Greek banks are set to keep broad cash controls in place for months, until fresh money arrives from Europe and with it a sweeping restructuring, officials believe.</p>
<p>“Broad cash controls” means Greek banks are essentially frozen. Greek people can withdraw only €420 ($455) per week of their own money… and it looks like it will stay that way for months.</p>
<p>More from Reuters:</p>
<p>The longer it takes, the more critical the banks’ condition becomes as a 420 euro ($460) weekly limit on cash withdrawals chokes the economy and borrowers’ ability to repay loans.</p>
<p>“The banks are in deep freeze but the economy is getting weaker,” said one official, pointing to a steady rise in loans that are not being repaid.</p>
<p>One Greek farmer can’t get enough cash to run his business, Reuters says:</p>
<p>“It’s a nightmare. I owe many people money now – gas stations and firms that service machinery. I have to go to the bank every single day, and the money I can take out is not enough.”</p>
<p><strong>Short on cash, Greek people have resorted to bartering…</strong></p>
<p>Here’s Reuters:</p>
<p>A rising number of Greeks in rural areas are swapping goods and services in cashless transactions since the government shut down banks on June 28 for three weeks, restricted cash withdrawals and banned transfers abroad to halt a run on deposits and prevent a collapse of the banks.</p>
<p>“Bartering” means exchanging goods and services without using money. It’s how humans did business thousands of years ago. Bartering is extremely inefficient because you have to find someone who has what you want… and wants what you have.</p>
<p>Reuters reports how the Greek farmer is trying to survive the crisis:</p>
<p>Squeezed on all sides, the 41-year-old farmer began informal bartering to get around the cash crunch. He now pays some of his workers in kind with his clover crop and exchanges equipment with other farmers instead of buying or renting machinery.</p>
<p>Another farmer is trading cotton and wheat for bales of hay and machine parts, Reuters says.</p>
<p>This is a good reminder of something we stress often: <strong>the government controls any money you have in the bank</strong>. It can decide you’re not allowed to touch your own money at any time. Or it can put severe restrictions on how much money you can take out, like the Greek government is doing right now. And there’s nothing you can do about it.</p>
<p><strong>This is exactly why we wrote</strong> <em><strong>Going Global 2015</strong></em><strong>…</strong></p>
<p><em>Going Global 2015</em> is our guide to surviving financial crises.</p>
<p>It shows you specific and easy steps for protecting yourself and your family from the next financial disaster.</p>
<p>And we’d like to send you a free copy of this hardcover book today.</p>
<p>Now, we know such a complete financial disaster is unlikely to happen in the US. But it still makes sense to prepare.</p>
<p>You likely pay for fire insurance. Because even though your house is unlikely to burn down… the small risk of the financial devastation it would cause you is unacceptable.</p>
<p>A financial crisis can cause far worse financial ruin than a house fire.</p>
<p>And fire insurance costs hundreds or thousands of dollars per year. <strong>We will send you a free copy of this book.</strong></p>
<p>We’ve done all the legwork for you. We went to foreign countries to open bank accounts. We talked to the best lawyers. We even found the one country that has never, EVER had a bank failure… and where it’s easy for an American to open an account.</p>
<p>The best thing about <em>Going Global 2015</em> is it includes steps you can take, right now, to protect yourself, your wealth, and your family.</p>
<p>Most people have a huge misunderstanding about this topic. They think you have to be rich to use these strategies.</p>
<p>But <em>Going Global 2015</em> will show you that’s not true at all. Almost anyone can tuck a few thousand dollars away in a safe foreign bank account… just in case the US banking system blows up again and the government can’t save it this time.</p>
<p>That’s what’s in it for you. You might be wondering… what’s in it for us? Why give away a book that we put so much work into for free?</p>
<p>Well, quite simply, we believe that by trying what is essentially a free sample of some of our best and most valuable work, you might want to do business again with us in the future.</p>
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<p><a href="http://www.internationalman.com/articles/how-to-make-sure-the-government-cant-freeze-your-bank-account" target="_blank">Justin Spitter</a> </p>
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</div> Small Business Administration Stops All Loans Because Money Runs Outtag:12160.info,2015-07-24:2649739:Topic:15777842015-07-24T10:56:08.265ZLess Pronehttps://12160.info/profile/LessProne
<p class="content__segment">The Small Business Administration has instituted a waiting list for its flagship 7(a) loans because the program hit its annual lending cap of $18.75 billion on Thursday.</p>
<p class="content__segment">SBA officials, lenders and small business groups are urging Congress to raise the program’s authorization to $23.5 billion in order to free up loans for small businesses. Demand for the program is high because the government-guaranteed loans are the primary source of…</p>
<p class="content__segment">The Small Business Administration has instituted a waiting list for its flagship 7(a) loans because the program hit its annual lending cap of $18.75 billion on Thursday.</p>
<p class="content__segment">SBA officials, lenders and small business groups are urging Congress to raise the program’s authorization to $23.5 billion in order to free up loans for small businesses. Demand for the program is high because the government-guaranteed loans are the primary source of long-term loans, which feature lower monthly payments, for small businesses.</p>
<p class="content__segment">In recent weeks, <a href="http://www.bizjournals.com/bizjournals/washingtonbureau/2015/07/sba-to-suspend-7-a-loans-in-august-unless-congress.html">lenders have been rushing to get loans processed</a> for their clients, in anticipation that the cap would be reached. That has accelerated 7(a) lending to a fever pitch — more than $3 billion SBA loans have been processed since the beginning of this month. That’s more than five times the normal volume, according to the SBA.</p>
<p>Loans on the Money Runs Out’s waiting list will be approved in their order in the queue as more funding authority becomes available, either through congressional action or by cancellations of already-approved loans.<br/>In a letter to members of Congress, Small Business Majority Founder and CEO urged them to quickly raise the SBA’s lending authority in order for the agency to meet the demand for these loans.</p>
<p>“Failure to raise the cap on 7(a) lending would be detrimental to small businesses, particularly small businesses that have been historically underserved,” Arensmeyer wrote.<br/>Rep. Steve Chabot, who chairs the House Small Business Committee, is “working on a solution,” a spokeswoman for the Ohio Republican.<br/>The committee’s ranking Democrat, Rep. Nydia Velazquez of New York, has introduced legislation to raise the cap to $23.5 billion. It’s co-sponsored by all the Democrats on the committee.<br/>“It would be inexcusable for Congress to leave out in the cold small firms looking to build a new facility or purchase equipment,” Velázquez said. “This initiative creates jobs, fuels growth and does not cost the taxpayer a cent. It would be nothing short of legislative malpractice to not extend it through the summer.”</p>
<p><a href="http://www.bizjournals.com/chicago/news/news-wire/2015/07/23/sba-loans-on-hold-queue-set-up-for-7-a-loans-until.html" target="_blank">Kent Hoover</a></p> Researchers Predicted In 1971 That Debit Cards Would Become The Ultimate Spy Tooltag:12160.info,2015-06-13:2649739:Topic:15671852015-06-13T18:45:11.069ZLess Pronehttps://12160.info/profile/LessProne
<h1>Researchers Predicted In 1971 That Debit Cards Would Become The Ultimate Spy Tool</h1>
<p></p>
<p>We <a href="http://www.washingtonsblog.com/2013/09/the-government-is-spying-on-us-through-our-computers-phones-cars-buses-streetlights-at-airports-and-on-the-street-via-mobile-scanners-and-drones-through-our-smart-meters-and-in-many-other-ways.html" title="noted">noted</a> in 2013:</p>
<blockquote><p>The Wall Street Journal reported that the NSA spies on Americans’ …</p>
</blockquote>
<h1>Researchers Predicted In 1971 That Debit Cards Would Become The Ultimate Spy Tool</h1>
<p></p>
<p>We <a title="noted" href="http://www.washingtonsblog.com/2013/09/the-government-is-spying-on-us-through-our-computers-phones-cars-buses-streetlights-at-airports-and-on-the-street-via-mobile-scanners-and-drones-through-our-smart-meters-and-in-many-other-ways.html">noted</a> in 2013:</p>
<blockquote><p>The Wall Street Journal reported that the NSA spies on Americans’ <a title="credit card transactions" href="http://online.wsj.com/article/SB10001424127887324299104578529112289298922" target="_blank">credit card transactions</a>. Senators Wyden and Udall – both on the Senate Intelligence Committee, with access to all of the top-secret information about the government’s spying programs – <a title="write" href="http://www.wyden.senate.gov/news/press-releases/wyden-udall-statement-on-the-disclosure-of-bulk-email-records-collection-program" target="_blank">write</a>:</p>
<blockquote><p>Section 215 of the Patriot Act can be used to collect any type of records whatsoever … including information on <strong>credit card purchases, medical records, library records, firearm sales records, financial information and a range of other sensitive subjects</strong>.</p>
</blockquote>
<p>Many other government agencies <a title="track your credit card purchases as well" href="http://theeconomiccollapseblog.com/archives/multiple-government-agencies-are-keeping-records-of-your-credit-card-transactions" target="_blank">track your credit card purchases as well</a>. In fact, <em><strong>all </strong></em>U.S. intelligence agencies – including the CIA and NSA – <a title="are going to spy on Americans’ finances" href="http://www.washingtonsblog.com/2013/03/all-u-s-intelligence-agencies-including-cia-and-nsa-to-spy-on-americans-finances.html">are going to spy on Americans’ finances</a>.</p>
<p>The IRS will be spying on Americans’ <a title="shopping records, travel, social interactions, health records and files" href="http://www.washingtonsblog.com/2013/05/irs-will-spy-on-our-shopping-records-travel-social-interactions-health-records-and-files-from-other-government-investigators.html">shopping records, travel, social interactions, health records and files</a> from other government investigators.</p>
<p>The Consumer Financial Protection Board will also <a title="spy on the finances of millions of Americans" href="http://www.judicialwatch.org/press-room/press-releases/jw-obtains-records-detailing-obama-administrations-warrantless-collection-of-citizens-personal-financial-data/" target="_blank">spy on the finances of millions of Americans</a>.</p>
</blockquote>
<p>Various agencies are also tracking our debit card transactions.</p>
<p>Indeed, as Gizmodo’s Matt Novak notes, researchers <a title="predicted this in 1971" href="http://paleofuture.gizmodo.com/1970s-researchers-predicted-debit-cards-would-be-great-1699216972" target="_blank">predicted this in 1971</a>:</p>
<blockquote><p class="first-text">In late October of 1971 a group of academics and technologists gathered at a conference at Georgetown. They were given the task of devising <strong>the most comprehensive (yet invisible) surveillance program imaginable</strong>. What they came up with sounds an awful lot like our current debit card system.</p>
<p>This was the question posed to the researchers in 1971:</p>
<blockquote><p>Suppose you were an advisor to the head of the KGB, the Soviet Secret Police. Suppose you are given the assignment of designing a system for the surveillance of all citizens and visitors within the boundaries of the USSR. The system is not to be too obtrusive or obvious. What would be your decision?</p>
<p><a href="http://govtslaves.info/wp-content/uploads/2015/05/creditcards.jpg"><img class="aligncenter size-full wp-image-46678" src="http://govtslaves.info/wp-content/uploads/2015/05/creditcards.jpg" alt="creditcards" width="470" height="314"/></a></p>
</blockquote>
<p>What amazing, unobtrusive surveillance system did they come up with? It wasn’t a network of intercepting every phone call or placing cameras on every street corner. They imagined an electronic funds transfer system, or EFTS—a system that looks strikingly similar to the debit card system we all use today.</p>
<p>“Not only would it handle all the financial accounting and provide the statistics crucial to a centrally planned economy,” Paul Armer wrote <a title="in 1975" href="https://archive.org/details/bitsavers_computersA_3986915" target="_blank">in 1975</a> recounting the KGB-infused thought experiment. “<strong>It was the best surveillance system we could imagine within the constraint that it not be obtrusive</strong>.”</p>
<p>Armer was a <a title="computer scientist at RAND" href="http://www.ithistory.org/honor_roll/fame-detail.php?recordID=49" target="_blank">computer scientist at RAND</a> and an early advocate of digital privacy, long before people had debit cards, let alone access to the internet …. he thought that <strong>this<a title="cashless society" href="http://paleofuture.gizmodo.com/the-privacy-dangers-of-a-cashless-society-were-clear-ov-512266908" target="_blank">cashless society</a>actually posed the greatest threat to the privacy of Americans</strong>.</p>
<p>Think for a moment about the information that banks collect every time you swipe your card. They know precisely where, when, and how you’re spending your money. After just a few transactions, anyone with access to that information can start to paint a pretty detailed picture of how you live your life. And perhaps most importantly, that picture is being painted without you giving it much thought at all.</p>
</blockquote>
<p>This is all the more ominous given that the powers-that-be are <a title="pushing a cashless society" href="http://www.washingtonsblog.com/2015/05/why-the-powers-that-be-are-pushing-a-cashless-society.html">pushing a cashless society</a>, so they can more easily <a title="spy on and control us" href="http://www.washingtonsblog.com/2015/05/why-the-powers-that-be-are-pushing-a-cashless-society.html">spy on and control us</a>.</p>
<p>In other words, if society becomes cashless, dissenters can’t hide cash. All of their transactions would be trackable, and all of the financial holdings would be vulnerable to <a title="seizure" href="http://www.washingtonpost.com/blogs/wonkblog/wp/2015/05/11/how-the-dea-took-a-young-mans-life-savings-without-ever-charging-him-of-a-crime/" target="_blank">seizure</a> or <a title="attack" href="http://www.washingtonsblog.com/2015/05/why-the-powers-that-be-are-pushing-a-cashless-society.html">attack</a> by the government. This would be the ultimate form of control.</p>
<p>Get it?</p>
<p><a href="http://www.washingtonsblog.com/2015/05/researchers-predicted-in-1971-that-debit-cards-would-become-the-ultimate-spy-tool.html" target="_blank">Washington’s Blog</a></p> The Force of Freedomtag:12160.info,2014-12-13:2649739:Topic:15228072014-12-13T23:23:39.427ZLess Pronehttps://12160.info/profile/LessProne
<p>We live in a world of illusions controlling our minds and actions. Free enterprice, freedom of speech, democracy, government, politics, United Nations, communism, capitalism, etc. have their real meaning camouflaged behind propaganda lies.</p>
<p lang="en-gb" style="margin-bottom: 0cm; line-height: 100%;" xml:lang="en-gb">Those who have access to unlimited money supply can buy the politicians and people in key positions thus making the concept of democracy an illusion and a bizarre joke. The…</p>
<p>We live in a world of illusions controlling our minds and actions. Free enterprice, freedom of speech, democracy, government, politics, United Nations, communism, capitalism, etc. have their real meaning camouflaged behind propaganda lies.</p>
<p style="margin-bottom: 0cm; line-height: 100%;" xml:lang="en-gb" lang="en-gb">Those who have access to unlimited money supply can buy the politicians and people in key positions thus making the concept of democracy an illusion and a bizarre joke. The money based on fractional banking is another illusion that can exist only as long as people believe in it. Isn't the modern money nothing more than a belief system? In effect, in the world of usury banking, money is practically nonexistent and replaced by perpetually growing debt. Seeing the bitcoin to arise as an alternative to the corrupt debt based financial system is like a gift from heaven.</p>
<p style="margin-bottom: 0cm; line-height: 100%;" xml:lang="en-gb" lang="en-gb"></p>
<p style="margin-bottom: 0cm; line-height: 100%;" xml:lang="en-gb" lang="en-gb">A global governance system, corrupt to the core, has emerged and grows stronger day by day. The people are kept passive and submissive by indoctrination and media control. The society is controlled by principles defined already ninety years ago by Edward Bernays in his book; Propaganda. “The conscious and intelligent manipulation of the organized habits and opinions of the masses is an important element in democratic society. Those who manipulate this unseen mechanism of society constitute an invisible government which is the true ruling power of our country.” Could you spell it out more blatantly than that? An invisible government, a true ruling power of the country (world)! And the ruling powers haven't been resting on their laurels since the days of Bernays, but have developed their manipulation techniques to a true science of mass mind control.</p>
<p style="margin-bottom: 0cm; line-height: 100%;" xml:lang="en-gb" lang="en-gb"></p>
<p style="margin-bottom: 0cm; line-height: 100%;" xml:lang="en-gb" lang="en-gb">We have been deceived and it's a pity that people shirk away of a discussion of the most important issues of our time. The time of tiptoeing around artificially created taboos is over. We cannot continue to live in lies as extermination of 90% of the human population is imminent. Unless we solve this, it's us or the next generation who go under.</p>
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<p>WE have to act! An idea whose time has come.</p> Practical Issuestag:12160.info,2014-09-07:2649739:Topic:15013302014-09-07T21:06:33.175ZLess Pronehttps://12160.info/profile/LessProne
<p>I believe the best legal structure for a community of like minded people would be a corporation. The corporation would be responsible for communication with the external world. As much as people might want to cut off the corrupt society around it is virtually impossible. The corporation could operate on property investment and management and would ideally generate just enough revenue to pay the necessary obligations to the outside world, buy materials and equipment not available internally.…</p>
<p>I believe the best legal structure for a community of like minded people would be a corporation. The corporation would be responsible for communication with the external world. As much as people might want to cut off the corrupt society around it is virtually impossible. The corporation could operate on property investment and management and would ideally generate just enough revenue to pay the necessary obligations to the outside world, buy materials and equipment not available internally. The corporation would have a minimum number of employees coming from the ranks of its shareholders the same people that form the community.</p>
<p>Let's take a hypothesis that a hundred families would form a community each buying equal share of the corporation that would give them right to claim a lot for their use in the area that the corporation would purchase. The lot selection would be on first come first served basis. Each lot would be about 5 acres divided into residential, production and forest or pasture areas. The area reserved for lots would be surrounded with a safety area of about a hundred yards and would be covered with thick vegetation and forest. The whole area would have only one guarded entry and exit point. With these conditions the required area would be just below 300 acres.</p>
<p>The community needs all kind of professionals in order to operate. All required professions would probably not be found and those services would have to be bought outside until such professional becomes available from inside. Business inside the community would work by competition, supply and demand. If there are too many people offering the same service the price of that service would go down until a balance is found. The shareholders have freedom to use their lot as they see best within a collectively agreed framework.</p>
<p>Business transactions between community members would normally be settled on a person to person basis. However, when the obligations become bigger a public notary service is needed to register the obligations and transactions. That would also be important in case one of the parties in an agreement dies or something unexpected happens.</p>