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A doctor checks a patient who is experiencing flu symptoms.

There's no assurance folks will be buying insurance under Obamacare, and that could spell trouble for the Affordable Care Act.

Nearly two-thirds of Americans who currently lack health insurance don't know yet if they will purchase that coverage by the Jan. 1 deadline set by the ACA, a new survey revealed Monday.

And less than half of those in the survey released by InsuranceQuotes.com think they'll get better health care after Obamacare takes full effect. Nearly 50 percent believe the ACA will make it more difficult for them to get tests and procedures done in a timely manner, according to the phone survey of 1,001 adult Americans conducted in early May.

And a whopping 68 percent of low-income Americans aren't sure they qualify for tax credits that would subsidize their purchase of health insurance—despite they fact that they almost invariably will qualify, the survey found. That population is most likely to benefit from government subsidies under the health-care reform law.

Laura Adams, senior insurance analyst at InsuranceQuotes.com, said public uncertainty about Obamacareparticularly a lack of commitment to signing upcould end up driving up health-insurance costs under the program because not enough healthy people will participate to offset benefits payouts.

"I was really shocked that 64 percent [of uninsured adults] said they haven't decided if they will purchase insurance by the Jan. 1 deadline," Adams said. "I was definitely surprised by the high number of people who really have no clue what they're going to do next year."

"We don't want these consumers to miss this key deadline," she said, adding that new heath-care exchanges under Obamacare will begin accepting applications for insurance in less than four months. "They're going to potentially go without health care for the entire year."

In other findings of the survey, more than 60 percent of Americans said they fear Obamacare will lead to increased health-care costs.

(Read More: President Vows Obamacare Will Meet Deadline)

Just 26 percent predicted such costs will go down under the program, according the survey by InsuranceQuotes, which provides an online marketplace for consumers and insurers to seek and provide quotes for insurance coverage. The web site is part of Bankrate Insurance, an online network owned by Bankrate.com.

A total of 61 percent of the uninsured they don't having insurance because they can't afford it, the survey found. And a total of 58 percent of all adultsinsured or otherwisedidn't know if they will be eligible for tax credits to offset their purchase of health insurance, even though a married couple with two kids could make up to $94,000 and still qualify.

REST OF IT & VIDEOS

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IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

CNSNews.com) – In a final regulation issued Wednesday, the Internal Revenue Service (IRS) assumed that under Obamacare the cheapest health insurance plan available in 2016 for a family will cost $20,000 for the year.

Under Obamacare, Americans will be required to buy health insurance or pay a penalty to the IRS.

The IRS's assumption that the cheapest plan for a family will cost $20,000 per year is found in examples the IRS gives to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan.

http://cnsnews.com/news/article/irs-cheapest-obamacare-plan-will-be...

IMO the so called affordable care act will crash when they try to make people pay, it doesn't take into account how much money a person makes, remember, this was all done under the guise of helping people that can't afford to buy insurance, WTF So Obama wants to force them to afford it, What an ass... Anyway like they say, a family of 4 it will cost them twenty grand a year and after 3 years the fines will cost more then the insurance, I don't know, But I don't think people making 20 to 30 thousand a year or less, can afford to pay, many can't even pay the dam fines, so what will they do, put half the people in the US into FEMA camps, Ha this is going to fail.

some say this wasn't meant to fly, it was meant to usher in government health care, same thing big fail.

I'll go one further and say this Unholy Obomination of a health care plan won't even get off the ground, there's States nullifying it, petitions to kill it, there are some Congress trying to review and squash it, and a lot of people aren't going to even deal w/ it, me being one of them.

I agree it's toast, so it fails, then they bring forth government socialist health care, so they can be privy to our health records, then use what ever they want to disarm us.

The whole point is to usher in the NWO, disarm us, take away our property rights, take away our cars and stuff us into the UN designated prison city's, what's left of us, that is, remember they want 95% of us gone!

this ties into your other discussion, the dismantling of the US, we wont need all them jobs in the future NWO

Aye, luckily myself, I have no dental or health records to speak of as I have avoided the Dr Demento's of the "Health" Care Industry since childhood, now are there 40 year old medical/dental records of my childhood still around??, I don't know, (Both Docs died years ago) but I would think they would be useless now.

Hopefully w/ a little bit more push we can get rid of this Usurping prick before he does anymore damage, hoping this Holder situation turns into a back-stabbing event shortly, these evil pricks won't hesitate to turn on each other. See what's left after the smoke clears and round up the stragglers and cart them off to a near-by State Penitentiary.

right, Well they are presenting our next Flag Waving, Conservative key word talking, Leftest Socialist Republican President, Chris Cristy,  Fu@$# Shill

w/ a little luck, that fat bastard will drop over from heart failure before he gets in deep

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