Thinking about NOT paying my credit cards....
I'm fairly seriously considering NOT paying my credit cards...and I have roughly five figures of revolving debt (alone) that I'm carrying. Hell...I'm barely making my mortgage payment each month as it is.... I'm considering this for several reasons....
1. I know that I didn't create this financial clusterfuck that we're in.... Arguably at least...those same banks that loaned me the money created this mess....
2. It's been said that the national debt is (or was and is still growing) roughly $250,000 for every man, woman and child in America. I know that I didn't create the national debt either...the politicians did.
3. They will put a lien on my house-- they'll get their money back (and SO much more after all the fines and fees). I've been in collections before...meah!
4. I know that I didn't go running off and buy a bunch of really cool toys....I kept up on my truck/cellphone payments and I bought FOOD and GASOLINE.
5. Given time, I can probably think of a few others....
Suggestions (other than restructuring/refinancing) and Commentary (other than encouragement-- I don't need more of that :P) would be welcome :)
1. I know that I didn't create this financial clusterfuck that we're in.... Arguably at least...those same banks that loaned me the money created this mess....
2. It's been said that the national debt is (or was and is still growing) roughly $250,000 for every man, woman and child in America. I know that I didn't create the national debt either...the politicians did.
3. They will put a lien on my house-- they'll get their money back (and SO much more after all the fines and fees). I've been in collections before...meah!
4. I know that I didn't go running off and buy a bunch of really cool toys....I kept up on my truck/cellphone payments and I bought FOOD and GASOLINE.
5. Given time, I can probably think of a few others....
Suggestions (other than restructuring/refinancing) and Commentary (other than encouragement-- I don't need more of that :P) would be welcome :)
Comment
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Comment by youhavetoforgiveme on October 30, 2009 at 3:06pm
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Too late...I already have a mountain of student loan debt :/
Debtors Prisons? I can see that happening....I still have my guns...a chance I'll have to take....
I don't think our monetary system is going to be viable much longer...six months or a year. I saw this coming some time ago....they can only keep printing empty promises for so long :/ Off to convert cash to canned food soon enough....fuck 'em...
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Comment by Mimsgirl on October 25, 2009 at 4:25am
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Quit using credit cards... they were from the beginning a way to control and entrap anyone who didn't pay them off each month.
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Comment by Marklar on October 24, 2009 at 3:10pm
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Well, you can always go for broke and run up some student loans to default on. Then when the credit card collection agencies call you can laugh your ass off and jeer at them because they have to stand in line behind Uncle Sam who will get every penny owed to them before your credit card company can even dream of touching you in any way whatsoever.
Garnishment? Just try it. Silly amateur collector. A lien? Lien on Uncle Sam and watch him take the stuff you wish you could take from me cause you ain't getting none of it. Suckers!
Of course, if they bring back debtor's prisons you would be super screwed and don't think they won't.
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